Our representatives at First One Financial, specialize in helping clients with their retirement investments and employer sponsored benefits.  They can assist with both employer and individual plans including Federal Government Benefit Programs.

There is no one “best place” to put your retirement money because everyone has their own unique requirements, different risk tolerances and time frame  as to when retirement monies are needed.  Likewise, there is no one retirement strategy that fits everyone. In order to make sure your money is in suitable investments, your unique circumstances must be taken into consideration. This is where we can be of service.

We believe the two most common money mistakes made by the retirement-minded are (a) putting all their retirement assets in short term savings places, and (b) unknowingly taking risk they can’t afford. We see far too many people have all their retirement money in the “market” and exposed to the risk of principal loss. Certainly some monies should be invested in equity positions for potential growth but on the other hand, monies may need to be placed in short-term products that allow for access should the need arise. Time period and diversification help assist in managing risk since too much in one product is generally not a sound strategy.

When one retires, our representatives can assist with the "distribution" phase, meeting the liquidity needs, arriving at a strategy with a prudent balance between short-term and long-term maturities. They can also assist in making sure you are paying only your fair share of taxes.  Lastly, offer strategies for a sensible plan considering other retirement sources such as Social Security.

There is no cost or obligation on your part for talking with us by phone or in person discussing your circumstances. If we can’t be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about one of the most important financial decisions in your life. It is very important for you to get retirement “right” because there is no second chance. We hope to work with you, helping to ease the stress and worry that retirement's financial decisions can cause. Call our toll free number to speak with a qualified professional on our staff, (877) 874-0150.

Securities offered thru Lincoln Investment-Broker Dealer- Member FINRA/SIPC.

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First One Financial and the above firm are independent, non-affiliated.

Diversification does not guarantee a profit or protect against a loss. Nothing contained herein should be construed as a recommendation to buy or sell any securities. As with all investments, past performance is no guarantee of future results. No person or system can predict the market. All investments are subject to risk, including the risk of principal loss.